
Frequently asked questions.
What is XOR Membership?
XOR offers an indemnified membership designed to strategically plan, coordinate, and cover the costs of evacuation from your primary residence or travel location to a secure location in the event of a disaster, attack, or catastrophic event.
What Does XOR Cover?
XOR collaborates closely with each client to thoroughly assess their specific needs and requirements, ensuring the protection of their safety and the continuity of their lifestyle in the event of incidents that may jeopardize their well-being or livelihood. XOR is your trusted partner when it matters most, providing comprehensive protection against a wide range of incidents that can severely impact your life and lifestyle. Our coverage includes, but is not limited to:
Cyber and Electronic Attacks including EMP
Natural Disasters, including wildfires, earthquakes, tsunamis, and more
Political and Civil Unrest
Terrorism
Nuclear, Chemical, and Biological Attacks
Pandemics and Contagious Disease Outbreaks
Racial or Religious Persecution with potential for violence or targeting
Critical Infrastructure Attacks
XOR offers unmatched resilience and security, ensuring you are protected against both anticipated and unforeseen threats.
What is a Safe Haven?
A Safe Haven can be a residence or location you feel that will provide and afford maximum safety during time of peril. Many families own their own safe haven properties they would like to utilize while others work with us to determine the appropriate location or locations.
How Do Membership Fee’s Work?
XOR combines indemnified rescues costs with elite operational planning and “kitting out”. We are available 24/7 for any life-threatening emergency and are on continuous vigilance for signs of oncoming disasters that could impact the life and lifestyle of your family. XOR requires an annual deposit that covers consulting and planning along with variable equipment and indemnification levels.
How Much is Covered?
XOR indemnification is usually based off a 10X multiple of annual premium depending on the needs of the client. Our professional team can work with you to determine the right coverage benefits.
Why is Indemnification Important?
During unprecedented or urgent incidents, resources such as private aviation, secure ground transportation, maritime evacuation, and other exfiltration services are in high demand and command premium costs. XOR’s indemnified membership ensures that these inflated expenses are covered, safeguarding your initial investment without requiring additional capital.
Furthermore, in many crisis scenarios, traditional electronic payment systems may be unavailable. XOR’s pre-established relationships and offshore capital reserves ensure that dedicated, priority assets are readily accessible to our clients, precisely as outlined in our strategic planning.
What if I am Traveling?
XOR is prepared to swiftly coordinate and facilitate your evacuation from any location worldwide in response to medical emergencies or security incidents, ensuring your safety and well-being.
What if I Have More Than One Residence?
XOR provides comprehensive protection wherever you reside. For clients with multiple residences, we offer tailored evacuation planning and indemnification from each location, ensuring seamless coverage and peace of mind.
Is XOR for Families?
XOR provides comprehensive coverage for both individuals and families, ensuring tailored protection to meet your unique needs.
What if My Family is Located in Different Cities?
XOR’s planning and indemnification services are tailored to the locations of your loved ones. We understand that many clients have family members spread across various residences or educational institutions, and we ensure comprehensive coverage for all.
Is XOR for Business?
Yes, XOR serves as a vital component of business continuity protection. We partner closely with hedge funds, technology conglomerates, and other critical business operations to ensure the resilience of their essential personnel, data, and infrastructure against electronic or physical attacks, as well as natural or man-made disasters.
